Today, I want to explain why I love coming into work every day, and why now is a great opportunity to join our firm. Here are just a few of the many reasons to consider working with us:
Accountability: We fine-tune our metrics. We know that our 500 to 600 inbound leads every month will ultimately convert into about $4 million to $5 million in listings and purchase transactions. This is because of the four refined ISAs we have constantly working leads.
Daily collaboration with the team: There are no closed offices here. Everyone works together and cooperates so that no one is left in the dark. It's a great team environment that will allow you to do what you do best.
Dual income opportunities: If you're a loan officer who wants to break into real estate, you can do that here. If you're a Realtor who has always wanted to make a little bit more per purchase transaction, you can do loans here too.
If you're interested in learning more, don't hesitate to reach out to us. We're always looking for great talent and would love to sit down with you to see if you're the right fit for our team. We hope to hear from you soon!
On December 15th, the benchmark interest rate went from a range of 0-0.25% to 0.25 to 0.5%. In the last two years, the big price changes have already happened, it’s already built in. Today, we can say rates haven’t changed.
What impact has it had on the markets? As of December 17th, the stock market went up in the U.S. The rest of the world experiences this, too, because we’re coming out of a recession. The biggest economy in the world is showing confidence with unemployment at 5% and low inflation.
What does this mean for you, the consumer? Rates will go up, but only slowly. Don’t panic because it’s not urgent to refinance your loan or buy a home within the next sixty days. However, this would be a good year to do it. With a recovering economy, you can earn top dollar for your home and get a superb interest rate on your next one.
If you’re thinking about buying or selling a home, please reach out to us! We’d be happy to serve you in 2016. *Due to fluctuating market conditions, information is subject to change
Today I just wanted to take a moment to thank each and every one of you for your support over the last year. We have been able to help over 100 families in 2015, and it’s all thanks to you.
While the market may slow down a little bit during the holiday season, there are still tons of buyers out in the market right now. We’ve got a motivated crowd of buyers that we’re working with and they’re looking for good homes. If you’ve been thinking about selling, this might be a great opportunity for you to sell while inventory is limited.
If you have any questions for us, don’t hesitate to give us a call or send us an email. Happy Holidays!
A lot of people use their credit card when they do their holiday shopping for their families. It's tempting to sign up for the store credit card when they offer a major discount, but the truth is that these cards usually max out instantly, and your score will then drop 30-40 points.
If you have to use a credit card, it's best to use multiple cards and keep each card below 30% of the balance. This will help to keep your risk low.
Using your equity line is another risky thing to do. Your line of equity is the same thing as a credit card that you use against your home, so you're not really getting anywhere by doing this.
I recommend taking out a small loan against your car because that won't hurt your credit. You can buy plenty of Christmas gifts with that money, and it won't hurt your credit because it's backed by collateral.
If you have any questions about buying or selling this holiday season, please don't hesitate to contact me. I look forward to speaking with you!
