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Now is a great time to buy a home in Rochester as affordability is sky-high. This is why I'm going to be discussing a series of questions that you should be asking yourself if you're unsure of whether you're financially capable of purchasing a home.- Do you have a steady income?
- Do you pay bills on time?
- Do you have money for a down payment and for closing costs?
- Can you pay a monthly mortgage, plus other expenses?
- Do you have money saved up to pay for other expenses?
All of these questions should help you to decide if you're actually ready to buy a home. The most important part of the home buying process is speaking with your lender before you actually begin searching for a home. This is probably the largest financial transaction that you will ever be a part of in your life, so it's very important that you have your finances in order.
As always, if you're thinking of buying or selling a home in Rochester, please don't hesitate to contact me!
